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Stockpile Transitioned to Paid Membership
Stockpile Transitioned to Paid Membership

Includes a redesigned mobile experience and new features. Membership, Subscription

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Written by Stockpile Support
Updated over a week ago

4 Benefits You Get with Your Paid Membership

  • 1 adult investing account and up to 5 kids investing accounts with each monthly membership.

  • Real-time crypto investing—as simple as buying stocks!

  • A brand new, redesigned mobile experience.

  • Instant debit-card funding, up to $2,000 per year.


When did paid membership begin?

Stockpile is now a paid membership service: $4.95 per month. The transition to paid membership began August 17, 2022 for all customers. (See terms and conditions.)

Why is Stockpile no longer free to use?

Over the last 10 years, Stockpile has made investing easy and accessible with features like fractional share investing, debit-card funding, and gift cards redeemable for stock. Last year, we were even able to provide fee-free funding for accounts, and we were able to remove commissions on buying and selling stocks. And now, we launched real-time crypto investing.

To support these exciting upgrades and continue to provide the best experience, we transitioned to a paid membership service.

What if I don't want a membership?

Here are the three alternative options aside from membership:

  • Sell stocks and transfer funds (no cost, but a linked bank account is required), then close your account. There could be tax implications to selling stock, so please consult with your tax advisor. This could take 5 to 7 business days.

  • Sell stocks and receive a check ($5 check fee deducted from your account’s cash balance), then close your account. As noted above, there could be tax implications to selling stock, so please consult with your tax advisor. Accounts must have only cash and no securities.

    • Note: Stockpile does NOT charge any fees for this transfer, but our clearing firm (APEX Clearing) charges a $75 fee. The fee is deducted from your account’s cash balance prior to the transfer. This could take up to 7 to 15 business days.

If you need assistance, please contact customer care by clicking or tapping the help icon in the screen's lower right-hand corner.

What happens if my account balance is $0, or I have less than $4.95. Will I keep getting charged?

If you have less than $4.95 in your Stockpile account and you don’t take any action, your account balance will go to $0 when the membership fee is drawn. You will not hold a negative balance, and you will not receive any further bills. (See terms and conditions.)

Are there any trading fees?

Stockpile does not charge commissions for the purchase or sale of securities or cryptocurrencies, and there are no trading fees for securities. We don’t charge a trading activity fee (TAF) or SEC fees, which are standard fees people often pay through other brokerages. Here is more information on fees.

Bakkt Crypto Solutions LLC, which provides execution of cryptocurrency trades and custody of cryptocurrencies, charges a 100 basis point (1%) spread on crypto trades to cover the costs associated with facilitating transactions and storing crypto, which is commonplace wherever crypto is traded. This will be reflected in the execution price when Bakkt executes the buy or sell order.

Will Stockpile take money from my linked bank account or linked debit cards?

No, unless you specifically ask us to do so. Membership fees can be drawn from available cash or securities in your Stockpile account.

Who do I contact with any questions about Stockpile membership?

As always, our team is ready and available to offer assistance. If you have any questions, click or tap on the help icon in the lower right-hand corner of this screen to connect with Customer Care support.


This material has been distributed for informational and educational purposes only, represents an assessment of the market environment as of the date of publication, is subject to change without notice, and is not intended as investment, legal, accounting, or tax advice or opinion. Stockpile assumes no obligation to provide notifications of changes in any factors that could affect the information provided. This information should not be relied upon by the reader as research or investment advice regarding any issuer or security in particular. The strategies discussed are strictly for illustrative and educational purposes and should not be construed as a recommendation to purchase or sell. There is no guarantee that any strategies discussed will be effective.

All investments involve risk, including possible loss of principal. Past performance of a security, market, or financial product does not guarantee future results. Electronic trading poses unique risk to investors. System response and access times may vary due to market conditions, system performance, and other factors. Market volatility, volume, and system availability may delay account access and trade executions. Execution of cryptocurrency trades and custody of cryptocurrencies are provided by Bakkt Crypto Solutions LLC, which is not a registered broker-dealer or FINRA member and is not affiliated with Stockpile Inc. or any of its affiliates. Your cryptocurrency holdings are not insured by the Federal Deposit Insurance Corporation (FDIC) or Securities Investor Protection Corporation (SIPC). Please also note that crypto assets are highly speculative, involve a high degree of risk, and have the potential for loss of the entire amount of an investment.

Intellectual property and affiliations. © Stockpile, Inc. and its affiliates. "Stockpile" is a registered trademark of Stockpile, Inc. Patents pending, and all rights reserved. Trademarks and logos are the property of their respective owners and do not represent endorsements of any kind. Unless otherwise noted, Stockpile and its affiliates are not partners, affiliates, or licensees of these companies. Stockpile Gifts, Inc. and Stockpile Investments, Inc. are wholly-owned subsidiaries of Stockpile, Inc.

Securities products are: Not FDIC insured · Not bank guaranteed · May lose value. Securities in your account protected up to $500,000. For details, please see Please note that cryptocurrency assets lack regulatory protections, including Securities Investor Protection Corporation (SIPC) protections.)

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