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How can I track my portfolio performance?
How can I track my portfolio performance?

Keywords: portfolio performance, charts, graphs, calculations

Stockpile Support avatar
Written by Stockpile Support
Updated over a week ago

Charts are like visual summaries of your investment performance, offering a clear representation of how the value of your assets has fluctuated over a set time period. These visual aids provide you with valuable insights into how your portfolio is performing, making it easier to understand how your investments are doing. Remember, these charts are guides to help in your decision-making, not guarantees of future performance.

How it's calculated

At Stockpile, we calculate your return using simple returns. A simple return is a basic calculation of your net earnings divided by your net deposits. This calculation takes all of your deposits and assumes they were added to your account on the first day the account was funded. The chart Dollar ($) value represents the absolute gain/loss of your positions, Percent (%) value represents the gain/loss relative to the size of your portfolio (cash + assets).

Remember, simple return is just one of many methods to assess performance and has its limitations. It should be considered as part of a broader investment strategy.

Let's simplify how we figure out how your investments are doing. Here's what we consider:

NET Deposits: This is the total amount of money you've put in or taken out of your investments. It shows the overall movement of cash in your portfolio.

Unrealized and Realized Positions: Unrealized positions are the current value of investments you still have, while realized positions are investments you've sold. Both help you see how your investments are performing.

Gain All Time on Investments: This measures the gains or losses on your investments from the beginning, giving you an idea of their overall performance.

Dividends and Dividend Reinvestment: Some investments pay out regular dividends. When you reinvest these dividends, you use them to buy more shares, potentially boosting your overall returns.

All these factors together give you a percentage Rate of Return. It considers changes in investment value, money coming in or going out, and dividends. This method helps give a more accurate picture of your portfolio's performance.


Here’s a simple way to understand how deposits and withdrawals affect your Stockpile portfolio:

  1. Start with the Investment: You invest $1,000 in stocks.

  2. Stocks drop: The value decreases to $970, a loss of $30 (3% decrease).

  3. Adding money (Deposit): Adding $500 makes your total $1,470. The $30 loss is now a 1.8% decrease due to the increased portfolio size.

  4. Taking money out (Withdrawal): Withdrawing $500 brings your portfolio back to $970. The $30 loss is a larger percentage of the smaller portfolio.

It is important to remember that your absolute dollar loss ($30) remains constant, regardless of deposits or withdrawals, while the percentage loss fluctuates with deposits (decreases) and withdrawals (increases) as they affect portfolio size.

*This example does not reflect actual investment returns and is for illustrative purposes only.

Consider your financial documents

In a case where you've earned positive returns, and then withdrawn more money than you deposited, a simple return will not accurately reflect what's going on.

For an accurate view of your investment returns, it is important to consider official financial documents:

  • Account Statements: These offer a detailed transaction history and are key for monitoring your portfolio’s progress.

  • Tax Documents: Annual tax documents provide insights into your realized gains or losses, dividends, and interest for tax purposes.

To access your documents, follow the steps below:

  1. Log in to the Stockpile App.

  2. Navigate to the Account section.

  3. Select the Documents.

  4. View or download your Tax Documents and Account Statements.

Disclaimer: Investing involves risks, including the potential loss of principal. Past performance does not guarantee future results. The examples and charts are tools to aid understanding and decision-making. These are not predictive instruments. Always consider seeking advice from financial advisors for personalized investment strategies.

Personalize your views

Want to see your portfolio performance over a certain time period? You can easily make your chart show the time period you prefer. You've got options like 1 Day, 1 Week, 1 Month, 1 Year, and All Time.

Here's how to do it: just select the time option below the chart that you want to view.

When managing your portfolio's list of investments, pick the view that works best for you! The following shows an example of what’s available when you select Filter:

You also have the ability to sort your watchlist the same way! Simply switch from Portfolio to Watchlist and select Filter.

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